Should I apply for this loan?

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I'm considering getting a student loan to help out with my college expenses (mainly books and money that I owe the bookstore for financing my first semester books) but I'm scared. I don't know what's a reasonable and good interest rate. My other expenses have been payed up by grants and scholarships that I got, but I still owe the school about $500 for my Spring Semester bill.

I'm risking having my schedule and trasncript withheld (and maybe even temporarily cancelled) if I don't pay up these bills. I have a job on campus, but that doesn't help out at all because I only work about 10 hours a week (I'm an Engineering student and I have an extremely heavy load) and don't make much money; just enough to buy personal items.

All this financial situation is beginning to take its tool on me; and I also still haven't purchased my textbooks and am already falling behind...Is a Chase Bank student loan a good idea? Or is there a better option?

Thanks in advance :)

Should I apply for this loan?

don't be so quick to borrow that loan!

your best bet is to sit down and talk with a financial aid counselor at your school. you may have student loans still available to you without having to borrow a private loan. if you no longer have eligibility, they will help you make a smart borrowing decision! make an appointment as soon as you can!



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