Student loans?
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are they that bad? thats all the aid i could get from the gov.I got scholorships to pull me through my first semester after that i gotta take a loan so is federal staffard a good way to go do you have to have a job to take and do you have to have someone co sign to take the loan if you don't have credit?
Student loans?Getting a college degree is very valuable therefore I would say taking out Student Loans is not bad at all; I would suggest first taking out Federal Student Loans, and if need be taking out Private Loans as a last resort, most of the time Private Loans have a higher interest rate.
Federal Student Loans unlike regular loans are need based loans not credit based loans. The first thing you will have to do is fill out your Free Application for Federal Student Aid (FAFSA) form. The FAFSA form will establish how much Financial Aid that you are eligible to receive.
The Federal Perkins Loan and the Federal Stafford Loan have some of the lowest interest rates available. As of right now the interest rate is a 6.8% FIXED rate on Federal Stafford Loans taken out after July 1st, 2006 and the interest rate for the Federal Perkins Loan is a 5% FIXED rate. For more information on Federal Student Loans please visit the source below.
Student loans?if you can't afford college, then you need a student loan.
Student loans?Loans are not bad. They can add up quickly though.
Stafford loans, unfortunately, are usually not enough to get students through since the government has cut their funding. Have you looked into Pell grants or work-study options?
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