Can a creditor levy a checking account?

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I pay all my bills in full-except one of my creditors (which is not a secure loan) since I lost my former job and my new job pays a lot less. I send this unsecured loan creditor 30/mth which is all I can afford and they are still harrassing me. Could they levy my checking account?

Can a creditor levy a checking account?

Yes they can, depending on the type of account; however there are a lot of places to get help from.Go to the library and find books on how to stop harassment from creditors> Write them a letter (notarized- RRR->Return Receipt Requested<) requesting that they stop harasing you or you may report them to the FTC for violation of the FCRA (Fair Credit Reporting Act) statutes. Remember there is a lot to find out before, like what you purchased from them. You may seek help from the Legal Aid Society. You can also get copies of Pro-forma letters you could send them from T.E. Services, POBox 280, NY 10040 but you most be patient. They take about thirty days to respond . Their fee is $13,00. For a fee of $29,95 plus S&H $4.00 they send you a book on credit and more than fifteen Web address that help you in many different ways.

Can a creditor levy a checking account?

I think they would attempt to garnish your wages, first, because that is for-sure income. I don't know about a checking account because how could they be certain the $ is there? G' luck.

Can a creditor levy a checking account?

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Can a creditor levy a checking account?

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