Collections?
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they really don't want to spend any more money trying to collect from you, all that want is what you owe. Why don't you try to work out a payment schedule that works for both of you.
Collections?3 years? No. You signed loan documents. You owe the funds. Pay it now, don't wait for a lawsuit. You'll owe more due to attorney's fees, court costs etc.
Collections?u can negotiate to pay 3cts on the 1$. they will take it.
whatever amount you agree upon get the confirmation of that amount in writing and only after you do do you make the first payment.
work out a payment arrangement do not give them access to your checking account or give them post dated checks they will clean you out.
after you pay them off get a letter indicating the amounts have been paid off and keep it the rest of your life they have a way of forgetting or selling off your debt just before you make the last payment. so having that agreement letter helps a lot and of course keep records of all your payments.
get on the dave ramsey program it will give you good info on how to get out of debt and stay debt free
Collections?Collection agencies will continue to sell your account around until it's paid. They only have until the SOL runs to sue you, however, the debt is still valid and owed until it's paid, and you will continually get calls until it is paid. 3 cents on the dollar? Are you kidding me? Every collection agency would laugh at you before they accept anything like that. Your best chance is to setup payments or try to settle the accounts out at maybe 50% of the balance, it's unlikely they will settle for less.
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