Collections?
View your credit file based on any of the UK credit reference agencies, or all three at once
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if you don't have caller ID and an answering machine
get one. Let them harass you and then sue them back
for each phone call, each hang up, and each nasty message
or Write them a letter telling them that you are no longer
accepting phone calls and request them to validate the
debt and if they can't and do not remove it off your credit
report in 30 days, that you will invoke your rights to sue
them and if they pursue any legal action before validating
the debt you can also sue them for that.
www.creditinfocenter.com
buddhibbs.com
Collections?Take a look at this article on how to deal with collection agencies: http://www.usaindebt.com/2007/10/19/how-...
Collections?Most people on here have pretty good info. The guy who talked about recording phone calls and sueing them back is foolish. You should really try and live up to your debts and work out a payment arrangement or settlement. If you show willingness (assuming you have some level of income where you can make an arrangement) they will work with you. It doesn't sound like you are disputing these debts so it's up to you to honor them. The SOL only matters as far as lawsuits go, but the debt is still legal and collectable. Don't play games like asking them to validate etc if you know these are in fact your debts. It will only diminish your ability to reach a fair payoff or settlement and for the amounts mentioned, they are going to validate the debts. We aren't talking about a few hundred dollars. Hopefully you can work it out, good luck!
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