Credit Card question please:)?
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I have a 687 score through Experion and for some reason I cant get a credit card? I have only tried once. I have a carnote thats upto date, I have one unsecured loan thats upto date, and a Macys account thats upto date. So what is the problem? I missed one Macys payment.
Credit Card question please:)?A high score does not mean one can get credit cards that easily.
They need to see a history preferably at least a year long of on time payments.
The auto loan is a secured loan (the vehicle itself)
Your other loan, is it student loan or through a bank or credit Union?
It would appear that you have a relatively short credit history, that may be why your applications are turned down. By law, they must tell you the reason for the denial.
Hope this helps.
Credit Card question please:)?If you've only tried once, its a little early to conclude that you "can't get a credit card." You already have a Macy's card - what are you trying to get?
Credit Card question please:)?what you debt ratio
Credit Card question please:)?if you would like to get credit card, fill out few and not 10, and it will come in few weeks yes or no, but please do not start filling out hundreds aplications, because it is lowering your credit score. Everytime you apply for credit card, Credit card go and check your credit , and if you have with in 30 days many times crdit check by credit companies, it hurting your credit,
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