Debt ?????
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Visit your local Citizens Advice for good FREE advice. Ask to see a specialist if possible.
Do not pay anyone for the help you need. There are a lot of unscrupulous organisations only too willing to take you 9and your money for a ride.
Debt ?????Income 拢1000 outgoings 拢1001 result misery.
Income 拢1000 outgoings 拢999 result happiness.
This how I live and have never been in debt.
Go to citizens advice to help you present problem then live like I do. No more problems
Debt ?????I hope this would help you:
Credit Counseling Programs
http://www.complete-debt-info.com/catego...
Debt ?????you should visit a local Citizen's Advice Bureau. they can offer free help and have debt specialists to help you find the best solution to your problem, they can also negotiate with creditors on your behalf to arrange repayment plans etc, and help challenge any debts you don't agree with.
they may also run sessions on money matters, budgeting, and better financial planning and spending!
just ask them, their advice is free - and if you don't want to you don't have to follow what they suggest so you've got nothing to lose!
they also have some info on their website, and you can search for your nearest bureau...
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