Does having a judgement filed against you in Minnesota mean you can't sell your house?

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A collection/attorney service bought a bad debt I had with a credit card company as an unsecured loan and then filed a judgement against me in the state of Minnesota. Now I had someone tell me I won't be able to buy or sell any property there, even to pay the debt, until I pay the judgement. Is this really true? How can they turn an unsecured debt into a secured debt without my knowledge or approval? I was not notified of any action prior to them taking it.

Does having a judgement filed against you in Minnesota mean you can't sell your house?

They could not have gotten a judgment without serving you papers. If you were not properly served, then you may be able to have the judgment overturned. Check with the Court where the judgment was granted.

If they have a valid default judgment, however, they could put a lien against your house. When you sell it, the lien will paid out of the proceeds from the house.

Does having a judgement filed against you in Minnesota mean you can't sell your house?

You will be able to sell your house. However, when you close on the deal the title company will keep enough of your money from the sale to pay off the judgment.

Does having a judgement filed against you in Minnesota mean you can't sell your house?

You can sell your house but it means the debt gets paid from your proceeds. As far as buying a house a bank will likley make you pay that jugment off before they give you a loan...

I am sure you were notified. You would have received legal documents (Summons and complaint) advising you that you were being sued.... if you ignored them and didnt show up in court the debtor automatically won.

Does having a judgement filed against you in Minnesota mean you can't sell your house?

NO that is not true.You can sell your property when you do sell your home you would have to pay the judgement off at closing.

Does having a judgement filed against you in Minnesota mean you can&#039;t sell your house?

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Does having a judgement filed against you in Minnesota mean you can't sell your house?