How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptc
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i have excellent credit but my payment are eating me up alive....my income has decreased and i am barley surving but having to pay exorbant interst rates ...i have to have an unsecured loan any suggestions
How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?What you need to do is debt stacking. Right now your primary objective is the free up cash flow.
So What you need is to take the lowest balance and pay as much as you can on it while paying minimums on the rest. Then once that is cleared use the extra money to pay down the next balance except focus on the one with the highest interest rate. If I had more information on your balances and interest rates I could give you better advice.
How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?How about going to a debt consolidation firm ? My friends just did..they are in the same boat as you, and they are saving about $20,000.
PLEASE make sure you get references on the place you go...My nephew did not, got scammed, lost money and ended up losing his home!!
Good luck!
How can i lower my credit debt or get my interest rates lower so i can prevent from filing bankruptcy?Since you have excellent credit, go to each of the places you owe money to and ask them to lower your interest rates. Explain your situation to them and tell them you really want to pay off your bills, but need a little help from them. It worked for me.
Try not to get another loan. It will only put you further into debt.
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