I have a 20, 000 line of credit with bank of america, is this better than a home equity line of cred

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What I like about this unsecured loan is: 1. It is not secured

2. Can have it as available cash

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

WHY DON'T YOU LOOK AT THE INTEREST RATE OF EACH ONE, BOZO, AND THEN YOU CAN ANSWER YOUR OWN IGNORANT QUESTION.

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

Unsecured is better..if the interest is not too bad

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

Depends on what the interest rates are for each loan.

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

unsecured debt is much better for the consumer. - costs less to get and less risk to you!!

Interest rates may vary

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

Better depends on interest rate and whether the tax deductibility of the home equity is important to you.

I have a 20, 000 line of credit with bank of america, is this better than a home equity line of credit?

The unsecured most likely has a higher interest rate. Also, the home equity loan has tax advantages that can lower the effective interest rate. The unsecured loan has no tax advantage. Most often you're better off going with the home equity loan or line of credit.

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I have a 20, 000 line of credit with bank of america, is this better than a home equity line of cred

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