Who has the best interest rates?
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I am looking at getting an unsecured loan to pay off some credit card debt. Does anyone know who has the best interest rate? Has anyone else done this before? What are the pros/cons?
Who has the best interest rates?If you have a local credit union they always have the best interest rates. The pros to paying off credit cards is the interest rates on credit cards are ridiculous and you will save money. The con is they say not to completely pay off your credit card because you need to keep showing timly payments to keep a good credit rating.
Who has the best interest rates?Borrowing to pay off your debt could be more expensive than dealing directly with the card company. Doubt if you could get an unsecured loan. Better idea, is to deal directly with the card company, and ask them to lower your interest rate to a more manageable level, as you are having financial problems and don't want to file for bankruptcy. Try to live on your take-home pay, get a second job to pay down your charges, and, don't charge anything else, nothing. If you can't pay cash, do without, it will get easier, and you will feel proud of yourself. Best wishes
Who has the best interest rates?How much money do you want to borrow.
Most banks will tell you they won't lend money under $5,000 because there is no profit in it, So you can get the money, but at credit card rates
So maybe your best course of action is to curtail your spening and get your cards paid off and don't use them any more.
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